Cease And Desist Letter Template For Debt Collectors

Sometimes debt collectors can be extremely persistent and actually harass a consumer.

Cease and desist letter template for debt collectors. Under federal law if the debt collection company does not comply they will be subject to penalties and fines. Cease and desist letters increase your chances of being sued. Cease and desist letter to stop debt collection calls todays date your name your address collectors name collectors address re. Find out whether a cease and desist letter is right for you and read a sample letter to get you started in the process.

This letter is in response to the many phone calls i have been receiving from you. If your account is sold or assigned to a new collection agency you will have to send a new cease and desist letter for that debt collector. If you dont want a debt collector to contact you section 805 c of the fair debt collection practices act fdcpa gives you the right to ask them to stop and they must comply upon receipt of your letter. The first one simply requests them to cease all contact.

Use the second letter if a collection agency has you confused with someone else. Cease desist letter template for debt collectors if youve fallen behind on your bills long enough you may start receiving some unwanted phone calls text messages emails and other communications from debt collectors. Insert account number or account name mrms. This cease and desist letter is specifically tailored to be sent to aggressive and offensive debt collectors and creditors.

The reaction is quite simple. The letter includes a demand that the debt collector stop repeatedly contacting and harassing the sender of the letter thereby violating the fair debt collection practices act in an attempt to collect an alleged debt. The second template explains that they are contacting the wrong person for collections on that account. Sad phone by ron bennet if youre receiving phone calls in an attempt to collect a debt that you legitimately do not owe the following cease and desist letter template may be useful in your attempts and efforts to clear up any confusion and get the annoying debt collectors off from your back.

In accordance with the fair debt collection practices act if a debtor requests to not receive phone calls they may choose to only be contacted through the mail by sending a cease and desist letter. Use this sample cease and desist letter to collection agency as a template for your formal notification. The cease and desist letter applies only to the debt collector that you send it to not to any other debt collectors that might be calling you. The debt collector cease and desist letter informs a creditor to halt all telephone communication through their residence or work numbers.