Burglary Insurance Claim No Receipts

11th feb 09 at 419 pm.

Burglary insurance claim no receipts. The policyholders advocate home insurance how to avoid suspicious theft claims how to avoid suspicious theft claims. If you do not provide proof the insurance company might state that you are not cooperating with the company under the terms of your policy and deny your claim. If ive been. In the event that you have a substantial claim a fire or burglary for example your insurer is likely to ask for proof of purchase or supporting evidence of ownership.

This is the most straightforward and widely accepted way to prove ownership. When dealing with theft or loss of property you may actually have receipts. Even if we do have the cover i dont want ot claim on my parents insurance and there is an excess on there contnts insurance but none in my travel insurance glad i paid the excess waiver fee. If it happens to you know how to get your insurance claim filed quickly.

Posted on march 21 2012. Many homeowners do not have receipts. I had my suit case. When arguing with an adjuster over the value of your personal property claim receipts can be an invaluable tool.

Discovering a theft or burglary at your home is a stressful situation. No one wants to experience a home burglary but you can minimize the inconvenience if you understand the terms of your home insurance policy and youre prepared to provide your insurer with descriptions of all missing items. Following burglary or whatever and list the items which you lost in police report. But who keeps receipts.

No receipt no payment there are plenty of other methods to prove contents. You should try to provide as much evidence for the claim as possible in the event you havent got a receipt of some sort as proof of purchase. Property insurance coverage law blog. Some lose their receipts during a move or destructive event such as a fire flood or tornado or they throw them out by accident.

However in a total loss situation such as a fire often the receipts are destroyed along with the property. You will need to file a police report to get the ball rolling on a theft claim. According to fbi statistics a theft or burglary occurs every 146 seconds. An insurance claim is stressful at the best of times but imagine making a claim only for it to be turned down because you cant provide receipts.

We understand how you feel and are here to help. Contents insurance but no receipts. Photographs owners manuals affidavits from people who can. If it is a high end item and you lost the receipt for it you can typically go back to the boutique or call the company it was purchased from and ask them to.

Do i need proof of purchase for stolen items to file a burglary insurance claim. Prepare for the unexpected. While each claim may be different our property insurance claims process is designed to help settle your claim quickly and get your life back to normal.