Annuity Excel Template

Excel can be an extremely useful tool for these calculations.
Annuity excel template. Heres how to use excel to calculate any of the five key unknowns for any annuity. Excel can perform complex calculations and has several formulas for just about any role within finance and banking including unique annuity calculations that use present and future value of annuity formulas. An annuity in very simple terms is basically a contract between two parties wherein one party pays the lump sum amount at the start or series of payment initially and in return will get the period payment from the other party. We also provide present value of annuity calculator with downloadable excel template.
Excel financial functions excels five annuity functions most loans and many investments are annuities which are payments made at fixed intervals over time. Calculating the present value of an annuity using microsoft excel is fairly straightforward. An annuity is a kind of investment plan that can provide a stream of income in retirement whether for a limited time period or a life time. This worksheet template calculates the monthly value of an annuity investment.
Instructions are provided for each of the fill in values. Click to see full template version 2472 downloads 14 kb file size december 15 2016 updated 0 number of comments yes free rating table of content this is an annuity calculator to calculate the growth of your annuities. The basic annuity formula in excel for present value is pvratenperpmt. With this calculator you can also calculate periodic payment initial principal or periods to pay out.
Annuity calculator excel template will provide an overview to see the payment schedule in a given number of periods with visual charts. This has been a guide to present value of annuity formula. Annuity formula table of contents formula. However you have to know the annuitys terms.
You may also look at the following articles to learn more formula for future value of annuity due. Its interest rate payment amount and durationalso the. In finance theory the term annuity is defined as a series of fixed payment at regular intervals. This example teaches you how to calculate the future value of an investment or the present value of an annuity.
What is the annuity formula.